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Proper keyloggers should look at the copy-paste buffer too, so that won't make it more safe. Remember, you are just a keystroke away from accessing it, so why shouldn't they be able to access it too?
Best is to not get key loggers. Get a proper firewall and some anti-virus/anti-spyware program and scan the computer regularly. Be careful which web pages you visit and using something like Firefox+NoScript to protect yourself. That should protect you from most problems. And in case you encounter anything, change password instantly.
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